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Kredyt Kapital
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© 2026 LLC "FC "Kredyt-kapital"

Financial solutions for business and individual clients

Kredyt Kapital is a modern FinTech company that manages debt and helps people find real solutions. We are part of Rekapital Group and since 2007 have been helping millions of clients organise their financial situation.

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Who we help

Do you have debt?

You are not alone. We will help you find a solution. Kredyt Kapital offers convenient and transparent tools for settling debt.

In the portal you can:

  • check your debt amount
  • split repayment into instalments
  • pay online

No stress. No pressure.

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Careers

Join a team of over 250 specialists developing FinTech solutions for the financial market.

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Why choose Kredyt Kapital

Advanced technology

Fast and secure decisions thanks to modern FinTech tools: CRM, behavioural scoring, A/B tests and handling up to 60,000 contacts per day.

Market leader

~25% NPL market share, over 1,100 portfolios, UAH 112 billion nominal value - the strongest position among non-banks in Ukraine.

Client-centred approach

Flexible repayment options without pressure. Transparent principles and a fair approach to debt restructuring.

Legal expertise

Over 90 lawyers ensure compliance at every stage. Full cycle: pre-litigation, litigation, enforcement.

Experienced team

Average team tenure of over 11 years. One of the most stable teams in the industry.

Full transparency

Licensed and supervised by the NBU. No hidden fees - for debtors and partners.

Key figures

on the market (since 2007)

20 years

NPL market share

~25%

clients served

4M+

portfolio value

UAH 112B

funds recovered

UAH 3.5B

experts in the team

250+

managed portfolios

1,100+

centres: Lviv + Kyiv

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Have debt? You are not alone.

If you are experiencing financial difficulties, we are here to help - without pressure or judgement. You can take the first step online, at your own pace, from anywhere. We focus on solutions, not stress. Together we will find a way out that works for you.

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Regulatory and legal information

We operate in accordance with applicable law and under the supervision of the relevant authorities. Below you will find key information about our operations and the products we offer.

Registration details and licence

Lender: LLC "FC "Kredyt-kapital"

EDRPOU: 35234236

Licence: Financial institution No. 170

Operations are conducted in accordance with National Bank of Ukraine regulations.

Supervision and consumer protection

The National Bank of Ukraine (NBU) supervises the activities of financial institutions.

More info: bank.gov.ua/consumer-protection

Consumer rights are also protected by the State Service of Ukraine on Food Safety and Consumer Protection.

Product parameters (PML Credit)

Loan product parameters are set individually and may include: loan amount, financing period, interest rate, fee, APR. Detailed terms are defined in the agreement.

Payment details

IBAN: UA603003350000000265062150370

Банк отримувача: ПАТ «Райффайзен Банк»

МФО: 300335

Перед здійсненням платежу просимо перевірити актуальні реквізити у вашому кабінеті клієнта або уточнити їх через наших операторів.

Protected categories of clients

We operate in accordance with regulations on the protection of certain categories of persons, including persons in difficult life circumstances and persons under special legal protection.

Important information and warnings
  • Taking on a financial obligation implies a duty to repay it.
  • Late repayment may result in additional costs.
  • Failure to repay may result in legal action.
  • The amount of the obligation may increase in the event of delay.
  • Data may be processed in accordance with applicable law.
  • Information on the website is for informational purposes only.
  • Final terms are defined in the agreement.
  • If in doubt, please contact customer support.
  • Please read the terms carefully before entering into an agreement.
  • All financial decisions should be made consciously.

Latest news

How to verify who is contacting you about a debt: a five-step guide

Recently, the media have been writing a lot about debtors' rights and about what is and is not allowed when collecting debts. This is an important topic. You may be contacted about a debt by a creditor, by a new company to which your debt has been assigned, by a collection company acting on the creditor's behalf, or by a fraudster merely posing as one of them. Telling them apart takes just a few minutes. Here are five steps. Anyone can be verified. Including us.

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Kredyt Kapital launches new website

Kredyt Kapital, one of the largest FinTech companies in non-performing loan management in Ukraine and part of Rekapital Group, presents a new website. The new platform brings together all key areas of activity in one place: a client portal for debtors, a knowledge base, information for investors and partners, a careers section, and a full corporate section.

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EwaCash — new lending platform

Rekapital Group launches EwaCash — a modern digital consumer lending platform. The new service expands the Group's ecosystem and allows clients to obtain financing quickly, transparently and entirely online.

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