What is debt restructuring

Restructuring allows you to adapt repayment to your means — it is a change of terms, for example splitting the debt into instalments.

When can you use it

• when you cannot repay all at once
• when you need more time
• when you want to get the situation under control

How to apply

1. Log in to the Client Portal
2. Select restructuring
3. Fill in the form
4. Wait for a decision